By taking out life cover you are making provisions to ensure that your loved ones are taken care of should something happen to you.
We understand how time consuming and annoying it can be to shop for life cover. We provide a service to take away the burden of shopping around for a quote that suits you.
Our service provides you with a quote on the policy you want, our brokers search insurers to ensure your requirements are met.
Our service is completely free of charge and you are under no obligation to accept the quotes you receive, we also give you an option to buy online.
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Call for new parents to consider life insurance Posted on : 17/05/2012On the birth of your new child, taking out a life insurance policy is not exactly the first thing on your mind. However, aside from learning how to juggle a newborn, thinking about taking out life cover should be near the top of the 'to do' list for every new parent. Now that your new one if your utmost priority, you should be thinking about protecting that life. A life insurance policy will ensure that your family are well protected from any unfortunate events, such as death of a parent, or disablement. How would you manage your bills and child care without having an income? To make the first step to securing a policy for your family, you need to work out your & your partner's income, and then subtract one salary from the pot. What would your finances look like if one was not able to work? Getting the right policy for you and your new family shouldn't be a headache. There are many great and affordable policies on the market that can be found on the internet. Get it right and you will also be buying the piece of mind that your family is protected - even if your newborn gives you a headache! Marketwire.com have recently released their advice on how to bag yourself the best policy: Tips for choosing the right new parent life insurance Generally, those looking for insurance are advised to think about buying a life insurance policy that provides cover for four times an annual income. However, as a new parent you may wish to have even more protection, to ensure that your children and partner can survive without you. There are few things that can affect the cost of your life insurance policy and how much a new parent will pay out each month in premiums. Obviously the more cover you want, the more you'll have to pay; but other considerations such as the length of the cover you require, as well as the level of risk associated with insuring your life will have an impact.
HIV Brits in the the dark as to possible life cover options Posted on : 11/05/2012Figures released today indicate that up to 80% of Brits who are HIV positive are unaware that they are able to take out a life insurance policy. The findings that formed part of Unusual Risks Mortgage and Insurance Services' annual report highlighted that many HIV positive are unaware that up to 50% of insurance providers now offer life cover to suffers. Speaking to lifeinsurance.co.uk, Unusual Risks marketing manager Chris Morgan said:
"We have to remember that people living with HIV have been told by the insurance industry that they cannot have life assurance for nearly two decades. It is understandable that people may feel cautious towards the new HIV Life Assurance products as they are still a relatively new idea."It is thought that many of those who are HIV positive assume they are unable to get life cover due to the difficulties experienced by men to gain cover in the late 1980s to mid-1990s through insurers being unable to asses the risks of HIV. However, since 2005, the options for HIV suffers have drastically improved, with many leading insurers now offering cover. Many of these advertise their 'statement of best practice' on HIV insurance, following previous practice which included insurers inquiring about sexuality when cover when processing a quote.